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# Fiant

A secure, regulated payment solution for digital platforms.

## Sitemaps

- [XML Sitemap](https://fiant.io/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Texas and Louisiana introduce new requirements for digital asset service providers](https://fiant.io/2023/07/texas-and-louisiana-introduce-new-requirements-for-digital-asset-service-providers/) - Companies that already hold money transmitter licenses in those states, like PTI, are best-suited to meet those requirements.
- [Leveraging AI to enhance anti-money laundering efforts](https://fiant.io/2023/07/leveraging-ai-to-enhance-anti-money-laundering-efforts/) - PTI is already experimenting with blending artificial intelligence Into our transaction monitoring and investigation practices. Every compliance service and service provider should be working to harness AI’s potential.
- [Crypto bills head to US House Floor for first time](https://fiant.io/2023/07/crypto-bills-head-to-us-house-floor-for-first-time/) - The U.S. House of Representatives’ Financial Services Committee voted to send two standalone cryptocurrency-related bills to the House floor for the first time.
- [Empowering Game Economies with Blockchain Technology: PTI's Mission and Approach](https://fiant.io/2023/07/empowering-game-economies-with-blockchain-technology-ptis-mission-and-approach/) - Whether you have spent hours in a magical digital realm in pursuit of a rare, sacred weapon or simply killed five spare minutes chasing a “bonus” pretzel within Ms. Pac-Man, you instinctively understand the concept of game-related blockchain technology. Many digital objects within video games have an inherent value. The value of those objects is
- [Experiment with Confidence: Security tips for incorporating AI into regulated payments](https://fiant.io/2023/09/experiment-with-confidence-security-tips-for-incorporating-ai-into-regulated-payments/) - In the evolving realm of Financial Payments, the integration of artificial intelligence (AI) offers unparalleled efficiency, yet it also ushers in an array of intricate risks. As Chief Information Security Officer (CISO), my commitment lies in fostering a comprehensive approach to risk management—one that blends the specific requirements mandated by regulatory bodies (NYDFS Part 500
- [What do California's new digital asset licensing requirements mean for PTI?](https://fiant.io/2023/10/what-do-californias-new-digital-asset-licensing-requirements-mean-for-pti/) - On July 1, 2025, California’s Department of Financial Protection and Innovation (“DFPI”) will impose licensing requirements for companies that handle digital financial assets, including cryptocurrencies. This is essentially California’s version of the New York DFS BitLicense, a license that PTI has held in good-standing since February 2022. In fact, the new California law allows for

## Pages

- [Home](https://fiant.io/) - FIANT Regulated Infrastructure for Digital Economies Smooth Customer ExperiencePowered By Fiant We offer a secure plug-in for businesses that enables digital creators, gamers, and entrepreneurs to buy and sell content using fiat or crypto, store valuable digital assets, facilitate NFT transactions, build value-driven economies, and easily monetize virtual activities. From gaming platforms and social networking
- [Leadership](https://fiant.io/leadership/) - Innovative thinkers. Passionate creators. Financial stewards. ×KC OsujiChief Compliance OfficerKC has developed effective compliance programs for multi-billion dollar cryptocurrency companies and traditional finance companies alike. He specializes in working with business partners and regulators to devise forward-thinking, risk based solutions. ACAMS, JD.×Andy SeulChief Information Security OfficerAndy brings over two decades of comprehensive experience in Information
- [Terms of Service](https://fiant.io/terms-of-service/) - Terms of Service Legal Documents Last Updated: May 2026 Thank you for your interest in Fiant’s services. These Terms of Service (“Terms”) are a legal agreement between you (“you,” “your”, “user”) and Provenance Technologies, Inc. dba Fiant (“PTI,” “Fiant,” “we,” “our” or “us”) and govern your use of Fiant’s services, including websites, mobile applications, software,
- [Licenses](https://fiant.io/licenses/) - Our Licenses(and Important Disclosures Regarding Money Transmissions)Fiant holds a Money Transmitter and BitLicense from the New York Department of Financial Services. Learn More Our License [table id=1 /] *Please note that the license for Alaska does not cover the transmission of virtual currency. **The California DFPI issued an interpretive relief letter with regard to PTI’s
- [Contact](https://fiant.io/contact/) - Connect with us to integrate Fiant onto your digital platform today. Get In Touch. Please contact us via our contact information below to connect with our team. 1-800-530-6474 Please enable JavaScript in your browser to complete this form.Please enable JavaScript in your browser to complete this form.Name *FirstLastEmail *Phone Inquiry Email Phone Inquiry TypeProspect or
- [Consumer Complaint Information](https://fiant.io/consumer-complaint-information/) - Consumer Complaint Information Legal Documents Provenance Technologies, Inc. dba Fiant NMLS ID: #1872693 268 Bush Street #3041 San Francisco, CA 94104-3503 customerservice@fiant.io (800) 530-6474 Consumer Help by State New York Residents If you have a complaint, you may bring it directly to the attention of the New York Department of Financial Services: New York Department
- [Privacy Notice](https://fiant.io/privacy-notice/) - Privacy Notice Legal Documents Last Updated: May 2025 This Privacy Policy (“Policy”) describes how Provenance Technologies, Inc. dba Fiant (“PTI”, “Fiant”, “we”, “us” and “our”) collects, uses, discloses, transfers, stores, retains or otherwise processes your information when you (whether you are a person acting as a sole proprietor or on behalf of another business entity)
- [Use Cases](https://fiant.io/use-cases/) - Igniting a new era of financial possibilities within the creative digital landscape. Unleashing Your Economy. Fiant’s solution turns purchases into marketplaces, ecosystems into economies, and users into creators by supporting the safe storage of funds within any digital ecosystem. Driving Innovation. We lead with an innovative mindset and built a 21st century money-service solution that
- [About](https://fiant.io/about/) - About FIANT Fiant is the first financial institution purpose-built for new economies with full regulatory clearance in all the jurisdictions where it operates, including a New York BitLicense and money transmitter licenses across the U.S. and Canada. Our technology allows us to connect to other financial institutions worldwide to provide a harmonious experience for customers
- [Policy Updates](https://fiant.io/policy-updates/) - Policy Updates Legal Documents Last Updated: July 2023 There are currently no updates to the policies.
- [Legal](https://fiant.io/legal/) - Legal Get in touch User Agreements Terms of Service Privacy Notice Policy Updates View Policy Updates Licenses Licenses & State Specific Information Additional Info Anti-Money Laundering and Counter Terrorism Financing Statement Consumer Complaint Information
- [Test Form](https://fiant.io/test-form/) - [ninja_forms id=1]

## Area Items

- [Footer](https://fiant.io/area-item/footer/) - Discover secure commerce with Fiant Licenses Use Cases Contact About Us Fiant is the first financial institution purpose-built for new economies with full regulatory clearance in all the jurisdictions where it operates, including a New York BitLicense and money transmitter licenses across the U.S. and Canada. Our technology allows us to connect to other financial

## DV Team

- [Omar Lopez](https://fiant.io/dvteam/omar-lopez/) - Omar is a Product leader with extensive experience in building successful B2B and B2C Fintech products in the areas of Payments, Crypto Custody, Trading/Liquidity, Compliance and Crowdfunding. He is also a crypto expert that has been involved in the crypto space for over a decade.
- [KC Osuji](https://fiant.io/dvteam/kc-osuji/) - KC has developed effective compliance programs for multi-billion dollar cryptocurrency companies and traditional finance companies alike. He specializes in working with business partners and regulators to devise forward-thinking, risk based solutions. ACAMS, JD.
- [Bina Motiram](https://fiant.io/dvteam/bina/) - Bina is a finance and operations veteran who successfully launched two companies from start-up to IPO. She excels at creating seamless, automated financial and operational functions within complex blockchain environments, with regulatory and reporting requirements always top of mind.
- [Farzana Muhammad](https://fiant.io/dvteam/farzana-muhammad/) - Farzana is an experienced Fraud and Risk Operations Manager with a decade of experience in the payments industry. She specializes in mitigating risk for traditional and non-traditional products, ensuring financial integrity, and reducing credit card losses by over $1M through effective procedures and collaboration with law enforcement. Farzana has a proven track record of success
- [Melissa Marigmen](https://fiant.io/dvteam/melissa-marigmen/) - Melissa is a financial crime expert with over 10 years of industry experience in fraud and compliance. She began her career at Linden Lab where she was a founding Compliance team member building the compliance framework around Second Life’s virtual token, and worked toward launching Tilia, Linden Lab’s regulated payments entity. After Tilia, Melissa joined
- [Michael Wang](https://fiant.io/dvteam/michael/) - Drawing on experience from working at large financial institutions (State Street, LPL Financial) and technology providers (Experian Data Quality), Michael provides regulatory guidance and leads commercial negotiations for Fiant. Michael graduated from Pepperdine University and Boston University School of Law and is CAMS-certified.
- [Andy Seul](https://fiant.io/dvteam/andy/) - Andy brings over two decades of comprehensive experience in Information Technology and Information Security to his role at Fiant. Throughout his distinguished career, Andy has made significant contributions to various sectors, including early gaming industries (3DO), SaaS providers (Callidus Software), and Mobile Gaming (Kabam), where he held the esteemed position of Vice President of IT.
- [Cristina Pedroza](https://fiant.io/dvteam/cristina/) - Cristina is a regulatory compliance expert with a wealth of experience in the regulated payment industry where they have showcased an unwavering commitment to utilizing identity verification and KYC (Know Your Customer) expertise, ensuring the establishment of a secure and fully compliant marketplace at Mercari US. The company’s efforts have been instrumental in crafting a

## Categories

- [News](https://fiant.io/category/news/)
- [Blog](https://fiant.io/category/blog/)